The Housing Opportunities through Modernization Act (HOTMA) of 2016 includes significant changes to how income, assets, and rent are handled on HUD Programs. Â HOTMA changes nearly everything in affordable housing compliance – from voucher programs, to HUD project based rental assistance (PBRA) programs, Public Housing, as well as many other programs such as Low Income Housing Tax Credit, USDA/RD, and HOME and HTF.