HUD has published new Inflationary Adjustments for 2026. This schedule for inflationary adjustments is a key component of HOTMA’s Section 102 and 104 provisions.
You can click here to view the inflationary adjustments schedule for 2026.
“If your agency/property/program administrator is not yet complying with Sections 102 and 104 of HOTMA, you will not utilize this table. Annual inflationary adjustments, the new thresholds (e.g., asset limitation), and the requirement to use this passbook rate are among the provisions of Sections 102 and 104 of HOTMA.”
This Inflationary Adjustment Schedule affects a number of different areas:
- Passbook Savings Rate (24 CFR 5.609(a))
- Adjusted Income – Mandatory Deductions for Elderly and Dependents (24 CFR 5.611 (1) & (2))
- Annual Income – Income Exclusion for Students and Adoption Assistance (24 CFR 5.609 (14) & (15))
- Annual Income – The Amount of Net Assets for which Owner/Agent/PHA may accept self-certification of assets (24 CFR 5.618 (1);24 CFR § 5.659(e); 24 CFR § 93.151(e)(1); 24 CFR § 882.515(a) ;24 CFR § 882.808(i)(1) ; 24 CFR § 960.259(c)(2) ; 24 CFR § 982.516(a)(3)
- Annual Income – Threshold above which the total value of non- necessary personal property is included in net family assets — 24 CFR § 5.603(b) Definition Net family assets
- Annual Income – Threshold above which imputed returns must be calculated on net family assets 24 CFR §§ 5.609(a)(2) and (b)(1)
- Asset Limitation — Eligibility restriction on net family assets 24 CFR § 5.618(a)(1)(i)


